Credio
Finance Web Service
Development service
Web Service
Business niche
Finance
Time spent on the project
4000 hours
Technologies we used
Python, Django, Swift, Java
Credio is a UK-based fintech startup founded by a financial analyst and advisor.
The company works with microcredits and focuses on short-term loans that could be redeemed within several months.
Client/Target audience
People who are interested in finance
Important features
Important features
A web platform and mobile applications were developed from scratch to deliver a superior user experience on any device. Particular attention was paid not only to the server side of the products, but also to their UI/UX design, which affects the way clients treat the company and their decision to cooperate.
Credit scoring to assess the client’s diligence and solvency. The solution is integrated with UK banking institutions and KYC (Know Your Customer) services to obtain data on the user's credit history. A separate intrusion prevention system has been developed to monitor suspicious behaviour patterns to strengthen fraud-prevention measures. Using the received data, the user is automatically assigned a credit rating with the corresponding CRM record.
Product overview
Product overview
The banking landscape is changing fundamentally and striving for complete automation of customer communications. The companies that take advantage of technological transformation possibilities gain a longstanding competitive edge and new business opportunities.
CRM for credit business management is a powerful tool to increase business efficiency, allowing you to automate and control most work processes, organize and store data, as well as get instant access to it when needed.
Owlab’s experts offered the customer unique solutions and selected the optimal technological stack, making it possible to create the most secure product that would resolve the defined business targets.
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Download caseOur development team
Thanks to the efficient and well-coordinated work of a small team, the development of telegram bots saves the client's resources significantly.
- 1
Project manager
- 1
QA specialist
- 1
Designers
- 1
Front-end developers
- 1
Back-end developers
Our approach
Python
Python is a high-level, general-purpose programming language with dynamic strong typing and automatic memory management
React JS
This is a JS library for creating user interfaces, we used it for frontend development
REST API
This is an architectural style for an application that uses HTTP requests to access and use data
Redux
Redux is an open-source JavaScript library for managing and centralizing the application state. It is most commonly used with libraries such as React or Angular for building user interfaces.
Testing
We paid special attention to testing the usability of the solution so that its interface has a minimal learning curve.
Python
Python is a high-level, general-purpose programming language with dynamic strong typing and automatic memory management
React JS
This is a JS library for creating user interfaces, we used it for frontend development
REST API
This is an architectural style for an application that uses HTTP requests to access and use data
Redux
Redux is an open-source JavaScript library for managing and centralizing the application state. It is most commonly used with libraries such as React or Angular for building user interfaces.
Testing
We paid special attention to testing the usability of the solution so that its interface has a minimal learning curve.
Python
Python is a high-level, general-purpose programming language with dynamic strong typing and automatic memory management
React JS
This is a JS library for creating user interfaces, we used it for frontend development
REST API
This is an architectural style for an application that uses HTTP requests to access and use data
Redux
Redux is an open-source JavaScript library for managing and centralizing the application state. It is most commonly used with libraries such as React or Angular for building user interfaces.
Testing
We paid special attention to testing the usability of the solution so that its interface has a minimal learning curve.
Solution overview
Owlab’s experts offered the customer unique solutions and selected the optimal technological stack, making it possible to create the most secure product that would resolve the defined business targets.
Owlab has developed a custom KYC system that allows you to determine the reliability of the client and protects the service from fraudsters. When developing this product, we focused on the safety and security of the service.
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FAQ
What is a KYC system?
The KYC (Know Your Customer) procedure obliges all financial institutions, including cryptocurrency exchanges, to identify and verify the identity of each client. And this must be done before he can conduct financial transactions. This protects companies from the risk of dealing with fraudsters and terrorists and ensures the safety of customer assets.
What is a CRM system?
CRM (Customer Relationship Management) is a system that helps to control all channels of communication with customers and automate sales. Instead of Excel tables, instant messengers, a lot of documents and running around the offices, there is only one service left.
How much does it cost to develop a fintech startup?
It is impossible to name even an approximate cost without knowing the exact details and nuances of development. If you have an idea and would like to know the approximate cost of development - write to Owlab and we will calculate the cost of your project and conduct a consultation completely free of charge.
- Head/Development Office